Compliance Reporting | Pre-Check

Important information for employers before running a background investigation

The Information Required for Background Checks:

As a consumer reporting agency, Pre-Check must be careful about how we handle your applicant’s information, what we report to you, and how we report it.

We cannot provide you with a report until you have certified that you:

1.     Have given the applicant the required disclosure statement and received written authorization for the background check.

2.     Will comply with the all the requirements if you use information from the background check to take adverse action against the applicant.

Pre-Check requires a copy of the release with every request, which decreases the chance of any additional delay and provides us with proof that you have received permission from the applicant.

We keep the copy of release on file so we can furnish it if the permission is ever questioned. If you need a copy of a signed release, contact a Pre-Check representative.

 

The Information We CANNOT Provide for Background Checks:

  • If you request a credit report: we cannot provide you any information on medical bills that are in collection unless that information does not provide you with the medical condition or the name of the provider of care. We can, however, inform you that the applicant has debts in collection from a medical facility.
  • Information on any Chapter 11 proceedings or cases that fall under the Bankruptcy Act that are older than 10 years.
  • Civil suits, civil judgments or records of arrest that are older than seven years OR “until the governing statute of limitations has expired,”whichever is longer.  In other words, we are allowed to provide you with records of arrest—with or without conviction—if the statute of limitations has not expired on that type of crime.
  • Tax liens, accounts placed in collection or any other adverse information that antedates the report by more than seven years cannot be included—EXCEPT for criminal convictions.
    • There is an exception. If the applicant is reasonably expected to earn $75,000 or more, we may also provide you with information on tax liens, civil suits, Chapter 11 proceedings, or accounts placed in collection that are older than 7 years.

In addition, we are required to inform you of any failure to pay overdue child support as long as that failure is not more than 7 years old and has been verified by a governing agency.